From hello to yes.
AI agents that carry a credit negotiation from first contact to signed agreement — with listening, method and respect.
Yezzex
listens first
to get
to yes
This is what a yes sounds like.
A whole negotiation, from the first hello to the first installment — on WhatsApp, in a few minutes.
Every debt has two sides. Traditional collection pushes, calls again, applies pressure. We talk — until both sides meet at a yes.
Stalled credit is capital that has left the economy. It can circulate again — without anyone hunting down the people who owe it.
Six steps between hello and yes.
Negotiation is method, not persistence. Every conversation follows the same backbone — and adapts to the person on the other side.
Arrive with respect.
The first contact says who's speaking, on whose behalf — and that it's an AI. On the right channel, at the right time.
Understand the moment.
Before any number, the agent listens. What the person shares changes the offer — and it's on record.
The criteria before the amount.
Where it comes from, the terms, what's at stake. When you understand the criteria, you can weigh the offer calmly.
Within the limits.
Discount and terms come from the creditor's policy. The agent runs the conversation; the math is a rule, not improvisation.
A yes that fits.
Acceptance, e-signed agreement and payment — on the same channel, no queue, no paper.
All the way through.
Reminders, installments, reconciliation. And when the conversation goes off script, a person on the team takes over.
One yes,
raised to scale.
Yezzex comes from YES + EXponential. The yes is the outcome we work toward: an accepted agreement. The exponential is what AI brings — the same care across thousands of conversations at once.
Two chevrons pointing at each other: the two sides of a negotiation meeting in the middle.
The lower chevron is a circumflex — the x that raises the yes.
Seen sideways, the symbol is the pair of Zs at the heart of the name.
A real yes is one the person can keep.
An agreement squeezed out under pressure breaks by the second installment. An agreement that fits the person's moment gets paid. Empathy here isn't talk — it's what makes the yes last.
Scale without losing the listening.
A skilled negotiator handles a few dozen conversations a day. Yezzex agents handle thousands — with the same method, the same patience and the same policy in every one.
How our agents behave.
Rules that hold in every conversation, before the first real contact. Not a statement of good intentions: it's how the system is designed.
Outside the policy, your team decides.
Any offer outside the approved range stops at a visible approval point. The agent waits.
Says it's AI. Always.
The conversation opens with the agent introducing itself as a virtual assistant. If asked, it confirms — and offers a person.
An obstacle isn't an objection.
"It's too expensive" is an objection. "I promised that money for something else" is an obstacle — and it gets solved a different way. The agent treats each for what it is.
Voice and text.
On the channel the person already uses.
Respects the hour, and the no.
Contact hours are configured. Asked to stop, it stops — right away.
The math comes from the policy, not the model.
The agent runs the conversation. The next number is calculated by business rules the creditor defines — never by generated text.
Everything on record, end to end.
Who spoke, what was offered, when the person accepted and on what terms.
You set the policy.
The agents negotiate.
From first contact to the last installment, in one place — with your team in control of the decisions.
Illustrative screen · fictional data
For anyone with credit waiting on a yes.
Creditors
Lenders, retailers, insurers. Recover more of your portfolio without building a bigger operation — and without straining your customer relationships.
Funds and portfolio buyers
Negotiate at volume with the method of people who have done this for years: to recover what's yours or to acquire credit rights.
Recovery operations
Your team focuses on the cases that need people. The agents handle the rest, to the same standard, every day.
Questions and answers
I got a message from Yezzex. Can I trust it?
Am I talking to a person or an AI?
Can I ask not to be contacted anymore?
Who sets the discount and the terms?
Is the agreement legally valid?
Do I need to replace my current system?
Every stalled credit
deserves a yes.
Tell us about your portfolio. We'll show you what the journey from hello to yes would look like on it.